Dic Mohre Dubai – ILOE – Dubai Insurance
Dic Mohre Dubai. Dubai is one of the most dynamic cities in the world, attracting millions of workers across different sectors. With a strong focus on employee rights and protection, the Ministry of Human Resources & Emiratisation (MOHRE) has implemented several insurance programs and services to support employees. One of the most important schemes is the Dic Mohre Insurance, which falls under the Workers Protection Program (WPP) and Involuntary Loss Of Employment (ILOE) system.
In this article, I will guide you through everything you need to know about Dic Mohre Pool Dubai, including insurance types, MOHRE payments, salary calculations, enquiries, and much more.
What is Dic Mohre Dubai Insurance?
The Dic Mohre Insurance is part of a comprehensive insurance pool established by MOHRE in 2018. Its primary goal is to protect employees from unexpected job loss, health issues, and workplace-related risks.
The program covers:
- Private sector employees
- Domestic workers
- Establishment Workers Insurance Products
It works as a financial safety net, ensuring that employees can receive compensation if they lose their job involuntarily or face work-related issues.
Worker Protection Program (WPP) | برنامج Øماية العمال
The Workers Protection Program (WPP) is a broader initiative that includes the DIC MOHRE insurance scheme. The program is designed to:
- Protect workers from salary delays
- Ensure timely compensation in case of job loss
- Provide legal support and employment rights awareness
It applies to all employees under the jurisdiction of the Ministry of Human Resources & Emiratisation and is aligned with UAE labor laws.
Involuntary Loss of Employment (ILOE)
ILOE stands for Involuntary Loss of Employment, which is a scenario where a worker loses their job without fault or negligence. MOHRE has an ILOE insurance system to protect workers financially in such cases.
Monthly Compensation
- 60% of average basic salary for the last 6 months
- Category A: Maximum 3 months compensation
- Category B: Depending on salary and insurance coverage
How to Claim ILOE
Receive monthly DIC MOHRE payments directly to your bank account
- Login to the MOHRE Smart Portal or visit Smart Tasheel
- Fill out the ILOE claim form
- Attach required documents:
- Emirates ID
- Labour contract
- Termination letter from the employer
- Submit the claim and wait for verification
Dic Mohre Pool Dubai: How It Works
The Insurance Pool was designed to ensure financial protection for employees in Dubai. Here’s how it functions:
- Employers contribute to the insurance pool for their employees.
- Employees who face involuntary job loss or salary reduction can claim benefits from this pool.
- The MOHRE handles all insurance payments and claims, making the process smooth and secure.
This system ensures that even if an employer fails to pay or delays salaries, employees can still access financial support through Dic Mohre Dubai Insurance.
Dic Mohre Salary & Payments
One of the biggest concerns for employees is how much compensation they can get. Dic Mohre Insurance has clear guidelines for salary calculation and monthly payments.
Involuntary Loss of Employment (ILOE) Compensation:
- Monthly Compensation – 60% of the average basic salary over the most recent 6 months prior to losing the job.
- Category A Employees – Maximum compensation is set by MOHRE guidelines.
- Payment Period – Typically, payments continue until the employee finds a new job, but the maximum duration depends on individual cases.
MOHRE Payment Process
- Employee submits an ILOE claim online via the MOHRE portal.
- MOHRE verifies the employment contract and salary history.
- Once approved, compensation is transferred directly to the employee’s bank account.
- Employees can track the Dic Mohre payment status online anytime.
This ensures transparency and reduces delays, making it easier for employees to survive during unemployment.
How to Check DIC MOHRE Payment and Salary
Knowing your DIC MOHRE payment status is crucial. Workers can verify their salary and insurance payment in multiple ways:
- Visit the MOHRE Smart Tasheel Portal
- Login using your Emirates ID and account credentials
- Navigate to Insurance or ILOE section
- Check your monthly DIC MOHRE salary and payment history
ILOE Dic MOHRE Dubai – Step by Step
Here is a step-by-step guide for workers to claim DIC MOHRE insurance in Dubai:
- Confirm Eligibility: Make sure you are under MOHRE’s jurisdiction
- Prepare Documents: Emirates ID, employment contract, termination letter
- Visit Smart Tasheel Portal: Official MOHRE website
- Submit Claim Form: Fill all required fields accurately
- Verification Process: MOHRE will verify your employment and eligibility
- Receive Payments: Monthly compensation (60% of last 6 months average salary)
- Follow Up: Use MOHRE hotline or email for any clarifications
Tip: Keep all communication records for future reference, especially emails and receipts.
How to Claim Dic Mohre ILOE Insurance
Claiming Dic Mohre ILOE Insurance is simple and straightforward:
- Eligibility Check – Must have paid insurance contributions for at least 12 months.
- Age Requirement – Must be over 18 years old.
- Submit Claim Online – Claims can be submitted via MOHRE portal within 30 days of job termination.
- Employer Verification – Employer letter stating the termination must be submitted.
- Legal Residency – Employee must be a legal UAE resident.
Once approved, monthly compensation is deposited directly into the employee’s bank account, making the process fast and secure.
Working in Free Zones
Employees working in Dubai’s free zones should note that each free zone has its own employment laws and insurance rules. However, most free zones cooperate with MOHRE to provide:
- ILOE benefits
- Dic Mohre Insurance coverage
- Salary protection mechanisms
Employees in free zones can also enquire about their Dic Mohre payments online through MOHRE portals.
Domestic Workers Insurance
Domestic workers are an essential part of Dubai’s workforce. MOHRE has created specific insurance products for domestic workers, which include:
- Protection from unpaid salaries
- Coverage for workplace injuries
- Health insurance and medical benefits
Employers must register their domestic workers under this scheme, and workers can claim compensation through MOHRE in case of any issues.
Dubai Insurance: Trusted Services
Dubai Insurance has become a trusted provider of insurance services, offering:
- Versatile insurance products for workers
- Excellent customer support
- Collaboration with MOHRE for fast claims processing
Through Dubai Insurance, millions of workers in Dubai feel secure and supported, knowing that their rights and salaries are protected.
Insurance Pool Benefits
The Dic Mohre Insurance Pool provides multiple benefits for employees:
| Benefit | Details |
|---|---|
| Financial Security | Compensation during involuntary job loss |
| Health Coverage | Medical expenses for work-related injuries |
| Salary Protection | Up to 60% of average basic salary during unemployment |
| Domestic Workers Coverage | Specific protections for domestic employees |
| Transparent Process | MOHRE manages all claims and payments online |
These benefits ensure that workers can focus on finding new employment without worrying about immediate financial needs.
MOHRE Enquiry and Contact
If you have questions about Dic Mohre Insurance, MOHRE payments, or ILOE claims, the ministry provides multiple ways to contact them:
- Email Support – Employees can send detailed queries via MOHRE official email.
- Online Portal – Smart services like Smart Tasheel allow users to check payment status, claim history, and salary details.
- Customer Service Helpline – Dedicated phone support for urgent enquiries.
MOHRE ensures that all queries are addressed quickly and professionally, giving employees peace of mind.
Contact Information for DIC MOHRE Queries
If you have any questions regarding your DIC MOHRE insurance, ILOE payments, or salary enquiries, you can contact:
| Method | Details |
|---|---|
| MOHRE Hotline | +971-800-60 |
| [email protected] | |
| Smart Tasheel Portal | www.mohre.gov.ae |
| Customer Service | Available 24/7 for guidance |
This ensures that workers can resolve issues quickly without waiting in long queues.
FAQs About Dic Mohre Dubai
What is Dic Mohre Insurance in Dubai?
Ans: Dic Mohre Insurance is a government-backed insurance program under MOHRE that protects employees against involuntary job loss and salary issues.
Who is eligible for ILOE compensation?
Ans: Employees over 18 years, who have paid insurance contributions for at least 12 months and have legal residency in the UAE, are eligible.
How much salary will I receive under Dic Mohre?
Ans: The compensation is 60% of your average basic salary over the last 6 months prior to losing your job.
Conclusion
Dic Mohre Dubai is more than just insurance it is a complete protection system for employees in the UAE. Whether you are a private sector worker, a domestic worker, or employed in a free zone, MOHRE ensures your financial safety and rights.
