UAE Golden Visa Without A Sponsor: ICP Reveals An 8 Step Guide for Property Owners
UAE Golden Visa Without A Sponsor: ICP Reveals An 8 Step Guide for Property Owners. In a significant move to attract global investors and professionals, the United Arab Emirates (UAE) has opened the doors to long-term residency through its Golden Visa programme—without requiring a local sponsor. This initiative provides property owners with an opportunity to secure a 10-year Golden Visa, granting them exceptional stability and access to life in one of the world’s fastest-growing hubs.
The Federal Authority for Identity, Citizenship, Customs and Port Security (ICP) recently revealed an 8-step guide on its official portal, clarifying the procedure for obtaining this coveted visa for real estate investors. This comprehensive article explores every detail of the Golden Visa for property buyers, including eligibility, benefits.
What Is the UAE Golden Visa?
The UAE Golden Visa is a long-term residency visa granted to foreign nationals who meet specific criteria in categories such as investment, entrepreneurship, science, exceptional talent, humanitarian work, and outstanding academics. Unlike regular visas, the Golden Visa allows holders to live, work, invest, and study in the UAE without needing a sponsor or employer.
Eligible Categories for UAE Golden Visa:
- Investors (Property, Public Investments)
- Entrepreneurs
- Exceptional Talents (Art, Culture, Digital Tech)
- Scientists and Professionals
- Outstanding Students and Graduates
- Humanitarian Pioneers
- Frontline Heroes (e.g., Medical Staff)
UAE Golden Visa for Property Owners: A Game-Changer
One of the most accessible pathways to the UAE Golden Visa is through real estate investment. As per the ICP’s latest update, property owners who meet certain investment thresholds are eligible for the 10-year Golden Visa with no need for a local sponsor.
To qualify:
- The property value must be AED 2 million or more.
- The property should be fully owned by the applicant.
- Mortgaged properties are eligible if mortgaged through an approved UAE bank.
- Off-plan properties are allowed if purchased from approved developers, and proper payment evidence must be provided.
How to Apply for UAE Golden Visa Without a Sponsor
Below is the official 8-step process published by the Federal Authority for Identity, Citizenship, Customs and Port Security (ICP) for property owners:
Step 1: Eligibility Check
The first step involves submitting your nomination via the ICP platform. This step determines whether your profile qualifies for the Golden Visa under the property ownership category.
Step 2: Initiating the Process
Upon confirmation of eligibility, you will begin the official visa journey. ICP keeps applicants updated throughout each stage of the process to ensure smooth navigation.
Step 3: Visa Approval and Issuance
Once approved, the ICP will notify the applicant. You’ll then proceed with the remaining formalities leading to residency issuance.
Step 4: Cancel Existing Residency (if applicable)
If you already hold a UAE residency visa, it must be cancelled before continuing with the Golden Visa process.
Step 5: Status Adjustment
The applicant’s visa status will be updated automatically by ICP unless there are pending fines. If fines exist, a payment link will be provided. Once fines are cleared, a visa copy will be issued for the medical test.
Step 6: Medical Examination & Health Insurance
Applicants 18 years or older must:
- Undergo a medical fitness test from Ministry of Health-approved centres
- Obtain two-year health insurance from ICP-registered insurers (e.g., Daman)
ICP automatically processes the Emirates ID and residency if the medical and insurance are completed through approved partners. Otherwise, applicants must manually upload all documents.
Step 7: Biometric Enrolment (if required)
If necessary, the applicant will receive a link to schedule biometric fingerprinting at an authorized ICP Centre.
Step 8: Emirates ID Delivery
Upon completion of all stages, the Emirates ID will be delivered to your registered address.
8-Step UAE Golden Visa Process for Property Owners
| Step | Action | Details |
|---|---|---|
| 1 | Eligibility Check | Submit profile for nomination via ICP platform |
| 2 | Start Application | Receive confirmation and begin the visa process |
| 3 | Visa Approval | Receive notification once approved |
| 4 | Cancel Existing Visa | Mandatory if already a UAE resident |
| 5 | Status Adjustment | Resolve fines (if any), get stamped visa copy |
| 6 | Medical Test & Insurance | Complete health check & obtain two-year insurance |
| 7 | Biometric Enrolment (if applicable) | Schedule fingerprinting at ICP Centre if prompted |
| 8 | Emirates ID Delivery | Emirates ID delivered after process completion |
Key Benefits of UAE Golden Visa
The Golden Visa UAE offers numerous advantages, making it ideal for global investors, expats, and professionals seeking long-term stability:
- Multiple-entry visa valid for 6 months (to complete residency process)
- 5- or 10-year renewable residency visa
- No local sponsor or employer required
- Unlimited travel in and out of the UAE without affecting residency
- Eligibility to sponsor spouse, children, and domestic workers
- Entire family can stay in the UAE even if the main visa holder passes away
- No limit on the number of domestic helpers
Can Off-Plan Properties Qualify?
Yes! According to ICP regulations:
- Off-plan properties are eligible for the Golden Visa if they are valued at AED 2 million or more.
- Must be purchased through a registered UAE developer.
- Evidence of completed payment transactions must be provided.
Additional Requirements to Keep in Mind
While the steps are straightforward, applicants should consider these important points:
- Only UAE-based banks approved by local authorities can be used for mortgage-backed properties.
- Applicants should have a clean visa history (no violations or unresolved fines).
- All official documents must be translated and attested where required.
Where to Seek Help or Contact Authorities
For official help, queries, or further clarification, contact the following:
| Authority | Details |
|---|---|
| ICP (Federal Authority for Identity, Citizenship, Customs and Port Security) | Visit https://icp.gov.ae or contact via their call centre |
| UAE Embassy or Consulate | In your country of residence |
| GDRFA – Dubai | For Dubai-specific Golden Visa applications and inquiries |
| Legal Reference | Cabinet Resolution on Entry & Residence of Foreigners Law |
Why the UAE Golden Visa Is a Smart Investment Move
The UAE property market has witnessed massive growth, attracting global investors. By tying long-term residency to property investment, the Golden Visa transforms the UAE into more than just a business hub it becomes a permanent destination for life, family, and business.
With stable governance, tax-free income, world-class infrastructure, and strategic global location, the UAE continues to be a dream destination for international investors and skilled professionals.
FAQs About UAE Golden Visa Without a Sponsor
Can I apply for the UAE Golden Visa if my property is mortgaged?
Ans: Yes, but only if the property is mortgaged through a UAE-approved local bank and meets the minimum valuation of AED 2 million.
How long does it take to get the UAE Golden Visa?
Ans: The process typically takes 2 to 6 weeks, depending on document readiness, medical tests, and biometric verification.
Is the Golden Visa valid if I live outside the UAE for a long time?
Ans: Yes, unlike other visas, Golden Visa holders are not restricted by the amount of time spent outside the UAE.
Conclusion
The UAE Golden Visa for property owners is more than just a residence permit—it’s a gateway to long-term opportunities, family security, and financial freedom. With the ICP’s 8-step guide, eligible individuals can now navigate the process seamlessly, ensuring a sponsor-free residency experience in one of the most progressive nations in the world.
